Changes

Ever since I started to lead the NGO (Finlea, Financial Literacy Education) training, I started to change my spending habit so that I can walk my talk - at least be honest to myself.

The three big changes, particularly in this US trip, are:
1. I set a spending budget.
In the past, I just shop whatever I like. Only until I received the credit card bills, I realized so much money was spent.

2. I bookkeeping my daily spending
This can be done must because of the change above, (can't do it at home though, even I tried several times). As I didn't spend much in shopping, I had only a few invoices to track.

3. I pay money to "invest" myself
Like this time, on Nov 29, I spent around US$800 to take a one day one-on-one training from an image consultant. The experience was interesting which I should write soon.

Celia